Effective Date: 01 Nov, 2025
This Privacy Policy (the “Policy”) governs the collection, storage, and use of information and data collected by ReachVault Inc. or any of our affiliates (collectively, “ReachVault,” “we,” “us,” or “our”) through our website at www.reachvault.com and its subdomains, our mobile applications, or via telephone, email, or other communication channels (collectively, the “ReachVault Services”).
This Policy explains how we collect, use, protect, and disclose information when you use our website or any other ReachVault Services.
By accessing or using our Services, you confirm that you have read, understood, and agree to this Privacy Policy. We may update or modify this Policy from time to time, which will be reflected by the “Effective Date” above. Continued use of ReachVault Services after updates take effect constitutes your acceptance of the revised Policy.
ReachVault collects information you or your authorized representative provide during the loan application process or while using our Services, including (as applicable):
ReachVault and our third-party partners use cookies, web beacons, and similar technologies (“Technologies”) to enhance your browsing experience and improve our Services.
These Technologies help us analyze traffic, understand user behavior, and deliver tailored content and advertisements. You may disable cookies in your browser settings, but doing so may affect certain website features.
Analytics:
We use tools such as Google Analytics to gather visitor data and understand usage patterns. For more information, visit Google’s Privacy Policy or opt out at Google Analytics Opt-Out.
You can also control ad personalization using the following:
Please note that opting out must be done separately for each browser and device.
We may automatically collect device-specific information, such as:
This data helps improve functionality, security, and user experience.
We may collect additional information about you from trusted third parties, including:
This supplemental information helps us verify your identity, assess creditworthiness, and enhance your experience.
By applying for a loan, you authorize our verified third-party partners to access and transmit your financial information as needed to process your application.
ReachVault collects and processes your information to:
ReachVault does not sell personal information as defined under the California Consumer Privacy Act (CCPA).
We may, however, share information with trusted third parties for the following legitimate business purposes:
To operate our website, process applications, manage analytics, and provide marketing or support services.
To match you with lenders, financial institutions, and credit bureaus for underwriting, verification, and loan performance reporting.
We may share data when required by law, court order, or government request, or to prevent fraud or protect rights and property.
We may share information with our affiliates or in connection with a merger, acquisition, or sale of company assets.
All third parties receiving data are contractually bound to use it solely for the purposes outlined in this Policy.
Note: Mobile opt-in data will not be shared with third parties for marketing purposes.
ReachVault employs industry-standard administrative, physical, and technical measures to protect your personal information.
However, no system is entirely secure. We cannot guarantee that communications or stored data will never be compromised.
Your data will be retained as long as necessary to fulfill the purposes outlined in this Policy or as required by law.
Subject to applicable law, you may have the right to:
To exercise these rights, please contact us using the information in the “Contacting Us” section below.
We may need to verify your identity before processing such requests.
You also have the right to receive fair and equal treatment when exercising your privacy rights.
ReachVault’s website may contain links to third-party sites. We are not responsible for the privacy practices or content of those websites. Please review their policies before providing personal information.
If you have questions about this Privacy Policy or your personal data, please contact us at:
ReachVault Inc.
c/o Legal Department
[Insert Office Address]
[City, State, ZIP]
Phone: (800) 555-1234
Email: legal@reachvault.com